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Question: All of the following are direct losses EXCEPT

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  1. A bike is stolen
  2. A house loses shingles during a windstorm
  3. You have to rent a car while your own auto is being repaired for damage caused by running into a deer
  4. You are sued for $50,000 following an auto accident with another driver
  5. A friend sustains a broken arm due to slipping on a piece of ice from your refrigerator requiring medical treatment

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3. You have to rent a car while your own auto is being repaired for damage caused by running into a deer

The statements "A bike is stolen, a house loses shingles during a windstorm, you are sued for $50,000 following an auto accident with another driver and a friend sustains a broken arm due to slipping on a piece of ice from your refrigerator requiring medical treatment" are direct losses EXCEPT "you have to rent a car while your own auto is being repaired for damage caused by running into a deer".

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