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Question: All of the following are burdens to society because of the presence of risk except

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  1.  The size of an emergency fund must be increased
  2.  Insurance is unavailable ,particularly for pure risks
  3.  Society is deprived of certain goods and services
  4.  Mental fear and worry are present

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2. Insurance is unavailable, particularly for pure risks

The size of an emergency fund must be increased, society is deprived of certain goods and services and mental fear and worry are present are burdens to society because of the presence of risk except insurance is unavailable, particularly for pure risks.

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