Recent questions and answers in Finance

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Christine is receiving benefits provided from her disability income insurance. As compared to her previous earnings

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Jerome is covered by a disability income policy that does NOT provide benefits for losses occurring as the result

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Non-occupational disability coverage is designed for

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An insured is covered under a group long-term disability policy. Under this type of policy, the definition of disability

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Mark is covered by a policy that uses the regular occupation (own-occ) definition of total disability.

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Disability income policies provide protection for which of the following?

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Which of the following statements accurately describes the financial impact of total disability?

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A disability income insurance policy was recently issued with a rating. What does this mean?

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The inability to perform SOME of the duties of one's own occupation is known as a

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Which of these would NOT likely qualify as a presumptive disability?

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Beth is a surgeon who has an own-occupation disability income policy. She was injured six months ago

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For purposes of disability income insurance, earned income would include all of the following EXCEPT

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Pat is covered by a disability income insurance policy that covers disabilities arising from a work-related illness

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Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts

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Which factor determines the maximum disability income benefit that can be purchased by an applicant?

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A policyowner suffers an injury that renders him incapable of performing one or more important job duties.

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Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while Jonas

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Dan owns a disability income insurance policy which provides ONLY nonoccupational coverage.

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What is the elimination period of an individual disability policy?

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What does the rehabilitation benefit cover in a disability income policy?

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Each of the following will trigger a benefit under the presumptive disability provision, EXCEPT

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What is taken into consideration when defining "total disability" in a disability income insurance policy?

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An insured, age 67, is covered under a disability income policy. What will the insurer normally require in order

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Elimination periods typically apply to

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Which of the following BEST describes a "partial disability"?

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