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Recent questions tagged insurance-policy
1
answer
Christine is receiving benefits provided from her disability income insurance. As compared to her previous earnings
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
benefit
disability
income
insurance-policy
1
answer
Jerome is covered by a disability income policy that does NOT provide benefits for losses occurring as the result
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
employment
risk-coverage
1
answer
An insured is covered under a group long-term disability policy. Under this type of policy, the definition of disability
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insured
risk-coverage
long-term
disability
insurance-policy
1
answer
Mark is covered by a policy that uses the regular occupation (own-occ) definition of total disability.
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insurance-policy
risk-coverage
occupational-safety
1
answer
Disability income policies provide protection for which of the following?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
protect
death-insurance
1
answer
A disability income insurance policy was recently issued with a rating. What does this mean?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
rating
policy-holder
insurance-premium
1
answer
The inability to perform SOME of the duties of one's own occupation is known as a
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
occupational-safety
disability
work
insurance-policy
1
answer
Which of these would NOT likely qualify as a presumptive disability?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
qualify
disability
human-body
insurance-policy
1
answer
Beth is a surgeon who has an own-occupation disability income policy. She was injured six months ago
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
occupational-safety
income
disability
insurance-policy
1
answer
For purposes of disability income insurance, earned income would include all of the following EXCEPT
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
dividends-shareholders
1
answer
Pat is covered by a disability income insurance policy that covers disabilities arising from a work-related illness
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
income
payment
1
answer
Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
risk-coverage
1
answer
Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while Jonas
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
employer
insurance-premium
benefit
1
answer
Dan owns a disability income insurance policy which provides ONLY nonoccupational coverage.
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
risk-coverage
work-section
1
answer
What is the elimination period of an individual disability policy?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
eliminate
period
disability
insurance-policy
1
answer
What does the rehabilitation benefit cover in a disability income policy?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
benefit
risk-coverage
income
insurance-policy
1
answer
What is taken into consideration when defining "total disability" in a disability income insurance policy?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
education
training
1
answer
An insured, age 67, is covered under a disability income policy. What will the insurer normally require in order
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insured
disability
income
insurance-policy
insurer
risk-coverage
1
answer
Elimination periods typically apply to
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
eliminate
period
disability
insurance-policy
1
answer
Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
occupation
insurer
1
answer
How are the premiums for an individually-owned disability income policy treated for tax purposes?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insurance-premium
income
insurance-policy
income-tax
1
answer
If a disability income policy contains a cost-of-living adjustment rider, benefits must typically be increased
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
cost
living
benefit
1
answer
Larry wants to purchase an individual disability income policy to provide continuous income while disabled.
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
wage
employer
period
1
answer
Which of the following would permit an insurer to delay a covered disability policy claim?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insurer
insurance-policy
insurance-claim
permission
1
answer
If you fail to pay your automobile insurance premium on time, the insurance company _____
asked
Aug 1, 2022
in
Education
by
voice
(
257k
points)
education
education-quiz
traffic-school-test
consumer-responsibility
automobile
vehicle-insurance
insurance-premium
insurance-company
insurance-policy
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