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Question: All of the following are methods of noninsurance transfer except

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  1.  Entering into hold-harmless agreements
  2.  Avoiding dangerous activities
  3.  Selling stock index futures
  4.  Incorporating a business

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2. Avoiding dangerous activities

'Entering into hold-harmless agreements, selling stock index futures and incorporating a business' are methods of non-insurance transfer except avoiding dangerous activities.

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