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Recent questions tagged insurance-quiz
1
answer
Short-term group disability income benefits are
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
short-term
income
benefit
percent
1
answer
Which of the following best describes the presumptive disability provision?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
provision
requirement
presumptive
1
answer
Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
occupation
insurer
1
answer
When issuing disability income coverage to a substandard risk, an insurance company may
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
issue
income
risk-coverage
insurance-company
1
answer
How are the premiums for an individually-owned disability income policy treated for tax purposes?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insurance-premium
income
insurance-policy
income-tax
1
answer
If a disability income policy contains a cost-of-living adjustment rider, benefits must typically be increased
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
cost
living
benefit
1
answer
Larry wants to purchase an individual disability income policy to provide continuous income while disabled.
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
wage
employer
period
1
answer
An insured covered under a Disability Income policy is disabled and collecting benefits for a period of two months.
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insured
income
period
benefit
1
answer
In a disability income contract, an insured is considered to be totally disabled under the presumptive disability
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
income
contract-in-insurance
direct-insured
1
answer
Which of the following would permit an insurer to delay a covered disability policy claim?
asked
Oct 11, 2022
in
Finance
by
voice
(
257k
points)
finance
insurance
insurance-quiz
disability-insurance
insurer
insurance-policy
insurance-claim
permission
1
answer
Which of the following established that the federal government could regulate insurance, but only in those areas
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
federal-government
regulate-insurance
insurance-business
insurance-law
1
answer
The U.S. Supreme Court Case that established that insurance was not interstate commerce, could not be federally
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
commerce
virginia
supreme-court
1
answer
Harley Davidson decides to set up an arc welding shop inside his garage to earn a little extra money so he can go
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
harley-davidson
ho-3
perils
insurable-interest
insurance-policy
1
answer
Which of the following is NOT a standard provision on an insurance contract?
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
contract-in-insurance
declaration
agreement
1
answer
Bo Hunter, an insured with a $500 deductible collision coverage on his car, sustains an accident with a deer
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
traffic-collisions
collision-coverage
insurer
1
answer
Loss adjusters do all of the following EXCEPT
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
loss-adjustment
insurance-claims-process
insurable-interest
insurance-policy
1
answer
Under the principle of contract of adhesion in insurance
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
contract-in-insurance
adhesion
ambiguity
1
answer
In Property insurance, Coinsurance is
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
co-insurance
property-insurance
agreement
contract-in-insurance
1
answer
You insure your $200,000 home under a HO-3 policy with an 80% coinsurance provision, deciding to purchase $150,000
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
ho-3
co-insurance
loss-prevention
insurance-claims-process
1
answer
The goal of Risk Management is to
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
insurance-business
loss-control
financial-loss
1
answer
Which of the following would be covered under the Medical Payments section of your Personal Auto Policy (PAP)?
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
medical-expenses
insurance-policy
risk-coverage
1
answer
The Medical Payments Coverage under Section 2 in the HO-3 policy covers all of the following EXCEPT
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
medical-expenses
prevent-accident
emergency-vehicle
1
answer
The principle of indemnity in insurance means
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
indemnity
insurance-claims-process
loss
perils
employees
1
answer
Which of the following is NOT a method for settling a casualty insurance Claim?
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
casualty
insurance-claims-process
actual-value
insurable-interest
1
answer
Which clause or concept in insurance law provides that when an insurer indemnifies the insured for loss
asked
Oct 27, 2021
in
Finance
by
voice
(
257k
points)
finance
finance-quiz
insurance
insurance-quiz
risk-management
insurance-law
insurer
indemnity
insurance-company
subrogation
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