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Question: Bo Hunter, an insured with a $500 deductible collision coverage on his car, sustains an accident with a deer called “Wild Thing” while on a hunting trip to Minnesota. The auto suffers  $600 damage. In addition to the collision coverage, Bo also has a $0 deductible on the other than collision coverage in his auto policy. Bo can recover from his insurer

Options:

  1.  $100
  2.  Full loss under supplementary payments up to $500
  3.  Full loss of $600
  4.  Nothing, this damage is not covered
  5.  $600 less the $500 deductible under the uninsured motorist coverage

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3. Full loss of $600

Bo Hunter, an insured with a $500 deductible collision coverage on his car, sustains an accident with a deer called “Wild Thing” while on a hunting trip to Minnesota. The auto suffers $600 damage.

In addition to the collision coverage, Bo also has a $0 deductible on the other than collision coverage in his auto policy. Bo can recover from his insurer full loss of $600.

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