Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous

Question

Question: Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous than the occupation he specified in the policy. What action will the insurer likely take?

Answer 1

Reduce the benefit level

Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous than the occupation he specified in the policy. The insurer would likely reduce the benefit level.