4. Both (1) and (2)
Surveyors and Loss assessors are independent professionals appointed by an insurance company to assess the loss or damage when a claim is notified under a policy issued by them.
The surveyor is a link between insurance company and policy holder (insured).
Surveyors and Loss Assessors are independent professionals appointed by insurance company, usually at the time of insurance claim. They conduct the surveys of the insurance claims.
A/c to Irdai, anyone who wants to become a surveyor and loss assessor has to undergo an process by submitting application.