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0
votes
For purposes of disability income insurance, earned income would include all of the following EXCEPT
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
dividends-shareholders
0
votes
Pat is covered by a disability income insurance policy that covers disabilities arising from a work-related illness
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
income
payment
0
votes
Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
risk-coverage
0
votes
Which factor determines the maximum disability income benefit that can be purchased by an applicant?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
determine
disability
benefit
grant-applicant
0
votes
A policyowner suffers an injury that renders him incapable of performing one or more important job duties.
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
policy-holder
injury-fault
income
benefit
0
votes
Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while Jonas
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
employer
insurance-premium
benefit
0
votes
Dan owns a disability income insurance policy which provides ONLY nonoccupational coverage.
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
insurance-policy
risk-coverage
work-section
0
votes
What is the elimination period of an individual disability policy?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
eliminate
period
disability
insurance-policy
0
votes
What does the rehabilitation benefit cover in a disability income policy?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
benefit
risk-coverage
income
insurance-policy
0
votes
Each of the following will trigger a benefit under the presumptive disability provision, EXCEPT
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
benefit
disability
provision
limb
0
votes
What is taken into consideration when defining "total disability" in a disability income insurance policy?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
disability
income
insurance-policy
education
training
0
votes
An insured, age 67, is covered under a disability income policy. What will the insurer normally require in order
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
insured
disability
income
insurance-policy
insurer
risk-coverage
0
votes
Elimination periods typically apply to
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
eliminate
period
disability
insurance-policy
0
votes
Which of the following BEST describes a "partial disability"?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
best-way
description
disability
jobs-quiz
0
votes
Short-term group disability income benefits are
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
short-term
income
benefit
percent
0
votes
Which of the following best describes the presumptive disability provision?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
provision
requirement
presumptive
0
votes
Jim is covered under a disability income policy. He is hurt while engaged in an occupation that is more hazardous
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
occupation
insurer
0
votes
When issuing disability income coverage to a substandard risk, an insurance company may
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
issue
income
risk-coverage
insurance-company
0
votes
How are the premiums for an individually-owned disability income policy treated for tax purposes?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
insurance-premium
income
insurance-policy
income-tax
0
votes
If a disability income policy contains a cost-of-living adjustment rider, benefits must typically be increased
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
cost
living
benefit
0
votes
Larry wants to purchase an individual disability income policy to provide continuous income while disabled.
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
income
insurance-policy
wage
employer
period
0
votes
An insured covered under a Disability Income policy is disabled and collecting benefits for a period of two months.
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
insured
income
period
benefit
0
votes
In a disability income contract, an insured is considered to be totally disabled under the presumptive disability
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
income
contract-in-insurance
direct-insured
0
votes
Which of the following would permit an insurer to delay a covered disability policy claim?
answered
Oct 11, 2022
in
Finance
finance
insurance
insurance-quiz
disability-insurance
insurer
insurance-policy
insurance-claim
permission
0
votes
If an experimental group's mean of 60 is a better outcome than the control group's mean of 55, and the standard
answered
Oct 11, 2022
in
Education
education
education-quiz
research-project
d-index
deviation
standard-position
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