4. Sickness
Property Insurance may not include sickness.
Explanation:
Property insurance protects property against many property hazards, such as fire, smoke, wind, hail, snow and ice impact, lightning, and also theft and other weather damage.
It include specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiling insurance.
It provides a refund to the owner or tenant of the property and its contents in the event of insurance claim.