Questions by voice

1 answer

Jerome is covered by a disability income policy that does NOT provide benefits for losses occurring as the result

asked Oct 11, 2022 in Finance

1 answer

Non-occupational disability coverage is designed for

asked Oct 11, 2022 in Finance

1 answer

An insured is covered under a group long-term disability policy. Under this type of policy, the definition of disability

asked Oct 11, 2022 in Finance

1 answer

Mark is covered by a policy that uses the regular occupation (own-occ) definition of total disability.

asked Oct 11, 2022 in Finance

1 answer

Disability income policies provide protection for which of the following?

asked Oct 11, 2022 in Finance

1 answer

Which of the following statements accurately describes the financial impact of total disability?

asked Oct 11, 2022 in Finance

1 answer

A disability income insurance policy was recently issued with a rating. What does this mean?

asked Oct 11, 2022 in Finance

1 answer

The inability to perform SOME of the duties of one's own occupation is known as a

asked Oct 11, 2022 in Finance

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Which of these would NOT likely qualify as a presumptive disability?

asked Oct 11, 2022 in Finance

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Beth is a surgeon who has an own-occupation disability income policy. She was injured six months ago

asked Oct 11, 2022 in Finance

1 answer

For purposes of disability income insurance, earned income would include all of the following EXCEPT

asked Oct 11, 2022 in Finance

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Pat is covered by a disability income insurance policy that covers disabilities arising from a work-related illness

asked Oct 11, 2022 in Finance

1 answer

Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts

asked Oct 11, 2022 in Finance

1 answer

Which factor determines the maximum disability income benefit that can be purchased by an applicant?

asked Oct 11, 2022 in Finance

1 answer

A policyowner suffers an injury that renders him incapable of performing one or more important job duties.

asked Oct 11, 2022 in Finance

1 answer

Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while Jonas

asked Oct 11, 2022 in Finance

1 answer

Dan owns a disability income insurance policy which provides ONLY nonoccupational coverage.

asked Oct 11, 2022 in Finance

1 answer

What is the elimination period of an individual disability policy?

asked Oct 11, 2022 in Finance

1 answer

What does the rehabilitation benefit cover in a disability income policy?

asked Oct 11, 2022 in Finance

1 answer

Each of the following will trigger a benefit under the presumptive disability provision, EXCEPT

asked Oct 11, 2022 in Finance

1 answer

What is taken into consideration when defining "total disability" in a disability income insurance policy?

asked Oct 11, 2022 in Finance

1 answer

An insured, age 67, is covered under a disability income policy. What will the insurer normally require in order

asked Oct 11, 2022 in Finance

1 answer

Elimination periods typically apply to

asked Oct 11, 2022 in Finance

1 answer

Which of the following BEST describes a "partial disability"?

asked Oct 11, 2022 in Finance

1 answer

Short-term group disability income benefits are

asked Oct 11, 2022 in Finance

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