If you have auto insurance, can you still be sued after an accident that was your fault?

Question

Question: If you have auto insurance, can you still be sued after an accident that was your fault?

Options:

1.  Yes, if property damage is more than your insurance, the other driver can sue you for negligence and win
2.  Yes, if the cost of a collision is more than your insurance coverage
3.  Yes, if someone dies because of the collision, the victim's family can sue you for wrongful death
4.  All of the above

Answer 1

4. All of the above

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If you have auto insurance, can you still be sued after an accident that was your fault,

• Yes, if property damage is more than your insurance, the other driver can sue you for negligence and win
• Yes, if the cost of a collision is more than your insurance coverage
• Yes, if someone dies because of the collision, the victim's family can sue you for wrongful death